Kohls Credit Card Application: Credit Cards are an absolute boon for shoppers. They allow customers to buy whatever they want, without the instant payment hassle- settling the bills at a later date. Plastic money took over the world a long time ago, and it is still going strong. So much so, that departmental stores and other supermarket chains have started issuing their store credit cards.
These entitle holders to some exclusive benefits on purchases in the store and advance notifications on upcoming sales and other promotions. Kohls Credit Card Application, officially known as a Kohl’s charge card, offers its holders with a variety of benefits and functions like any other credit card.
Kohls Credit Card Application and Approval process
Owning a Kohl’s charge card entitles customers to additional sales discounts at least 12 times a year, and six more times for most valued customers. Purchases made with the card can be returned without any receipts, and payments can also be made online. Users need to pay no annual fees, and they earn 1 point per every dollar spent, which adds up to their Yes2You rewards program points. For every 100 points, customers get a USD 5 reward. Also, Yes2You members get eight additional offers per year and a birthday gift. It is thus apparent to see that owning a Kohl’s charge card has benefits unparalleled to any other store credit card scheme.
The Kohls Credit Card Step by Step Application Process is relatively straightforward. Necessary information such as full name, addresses, zip codes, email addresses, phone numbers, social security numbers, date of birth and annual gross income is required to fill out an application for a Kohl’s charge card. Applicants can do so either online or in-store, by contacting the cashier.
How do I Apply for Kohls Credit Card
The information entered should be correct to the best of the applicants’ knowledge, since the application is then reviewed and accepted or rejected. On their website, Kohl says that most applications are processed within 60 seconds. However, some applications may take a little bit more time depending on some special cases. Using the online Kohl’s account is not possible in such cases until the application is completely processed.
When a more detailed review is necessary, the confirmation of approval or disapproval of the application is usually sent to the applicant by mail in the next 30 days. Additional eligibility criteria may be applicable depending on geographical locations and other factors.
While filling out the application, there are a few things to be kept in mind.
The details on your credit report should exactly match the features in your application. Even a name mismatch is enough for Kohl’s to reject your application, and this may seem pretty idiotic to applicants, but it does happen. Also, you should have a pretty good credit score to get yourself a Kohl’s charge card. The credit score directly influences your credit limit. Thus, it makes sense to apply only if you have a decent enough credit score.
One unusual situation can arise when you have a good credit score, but do not have a history of settling debts or bills, just because you’ve never been under the debt hammer. It is a right situation to have, but not regarding credit card applications.
Since there is no track record for companies to check if you pay off your debts or not, they are likely to reject your claims based on lack of records. Having a high credit score will not matter in such a situation.
Having a Kohl’s charge card can come in handy in many situations. So, collect your credit report, fill out the application, and start your shopping spree!
Mykohlscharge : Step-by-Step Process